Introduction

At VAADITYA MONEY ADVISORS, we prioritize the confidentiality and security of your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you engage with our Debt management services, visit our website (www.vaaditya.in), or interact with us.

1. Information We Collect

We may collect the following types of information:

• Personal & Financial Data: Name, contact details (email, phone), date of birth, income, investment goals, and KYC documents (e.g., PAN, Aadhaar) for regulatory compliance.

• Usage Data: IP address, browser type, pages visited, and session duration on our website.

• Cookies: We use cookies to enhance user experience and analyze website traffic (see our Cookie Policy).

• We do not sell your data. Limited sharing occurs only under these circumstances:

  • Regulatory Bodies: As required by SEBI, RBI, or other financial authorities.

  • Trusted Partners: Bankers, Auditors, legal advisors, or technology vendors bound

• by confidentiality agreements.

  • Business Transfers: In case of mergers/acquisitions, with prior client notification.

  
  

2. How We Use Your Information

Your data helps us:

• Provide tailored financial advice, portfolio management, and investment strategies.

• Communicate service updates, market insights, or regulatory changes.

• Improve website functionality and client onboarding processes.

• Fulfill legal obligations (e.g., SEBI, RBI, or tax regulations).

3. Sharing of Information

We do not sell your data. Limited sharing occurs only under these circumstances:

• Regulatory Bodies: As required by SEBI, RBI, or other financial authorities.

• Trusted Partners: Auditors, legal advisors, or technology vendors bound by confidentiality agreements.

• Business Transfers: In case of mergers/acquisitions, with prior client notification.

4. Data Security

We employ bank-grade encryption, secure servers, and access controls to protect your data. However, no system is 100% secure; we urge clients to safeguard login credentials.

5. Your Rights

You may:

• Access, correct, or request deletion of your data (unless retained for legal reasons).

• Opt out of marketing communications.

• Withdraw consent for specific data uses (may affect service delivery).

6. Third-Party Links

Our website may link to financial portals or regulatory sites. We are not responsible for their privacy practices.

7. Children’s Privacy

Our services are for individuals aged 18+ or those with legal guardian consent. We do not knowingly collect data from minors.

8. Policy Updates

Updates will be posted here with the revised effective date. Continued use of our services implies acceptance.

Last Updated: [01/04/2025]

9. Contact Us

For privacy-related queries, email privacy@vaaditya.in or call +91 9870958380.